Investing calculator

Lumpsum Investment Calculator

Project a single investment's future value and compare your original capital with estimated gains.

Your inputs

Adjust any value. Results update instantly.

₹
%
years

Estimated results

Invested amount

₹1,00,000

Estimated gains

₹2,10,585

Estimated value

₹3,10,585

Your inputs stay on this device. Nothing is saved or sent.

Preparing chart…

Year-wise growth

Values are estimates rounded to the nearest rupee for display.

YearInvestedEst. gainsEst. value
1₹1,00,000₹12,000₹1,12,000
2₹1,00,000₹25,440₹1,25,440
3₹1,00,000₹40,493₹1,40,493
4₹1,00,000₹57,352₹1,57,352
5₹1,00,000₹76,234₹1,76,234
6₹1,00,000₹97,382₹1,97,382
7₹1,00,000₹1,21,068₹2,21,068
8₹1,00,000₹1,47,596₹2,47,596
9₹1,00,000₹1,77,308₹2,77,308
10₹1,00,000₹2,10,585₹3,10,585

Methodology

How this calculator works

P is the one-time investment, r is the expected annual decimal return, and t is the number of years. The model compounds the full balance once per year.

FV = P × (1 + r)ᵗ

Assumptions

  • The return is compounded annually.
  • The assumed return stays constant.
  • There are no later deposits or withdrawals.
  • Market volatility, tax, fees and inflation are excluded.

Questions, answered

Frequently asked questions

What is a lumpsum investment?

It is a one-time investment made upfront, rather than smaller recurring contributions.

Is the maturity value guaranteed?

No. For market-linked products, it is only a projection based on the return you enter.

Should I compare lumpsum and SIP results directly?

Only with care. A lumpsum is invested for the full period, while SIP contributions enter gradually and spend different amounts of time invested.